No one desires to be poor but “if wishes were horses, even the beggars will ride”. The path to riches is not smooth as it is filled with a lot of obstacles. Being rich also requires that one maintains a lot of discipline and financial intelligence. However, we are a product of our habits and these habits have to be refined if we intend to become millionaires. Below are some of the habits we engage in which has the tendency of unduly delaying our quest of becoming millionaires; Spending more than your income This is the easiest and most-proven way to become poor. In fact, the moment you begin the journey on this road, poverty will always catch up with you. Running away from this requires a basic understanding; “do not buy what you cannot afford”. You have to develop a basic understanding that you have nobody to impress. Impulse Buying BUDGET, BUDGET, BUDGET! A lot of people do not have budgets and just spend the money as it comes. It’s a risky attitude which will always prevent y...